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Mercado Financeiro

What Is the Best Payments Infrastructure for Freelancers to Get Paid from Abroad?

Landed a client abroad and now need to get paid? See the most common problems, the 5 questions that help you choose how to receive, and how Lexxen answers each one.

More and more Brazilian professionals provide services abroad. According to a guide from Contabilidade Zen, using data from Brazil’s Central Bank, Brazil exported more than US$ 42 billion in services in 2025. But getting paid is still full of pitfalls.

The problem: the work ends, but the money doesn’t arrive

1. The delay.
The money leaves your client and passes through several banks before landing in your account. According to a recently published study, an international corporate payment takes 3.5 days on average to complete.

2. The amount that arrives is smaller.
You issued an invoice for one amount and, in the end, much less comes in. Part of the cost is in fees, part is in the banks along the way, and part is hidden in the exchange rate, without showing up anywhere.

3. The client who doesn’t know how to pay you.
They ask for your details, you send a bunch of codes you don’t even understand, and the payment bounces back because of one wrong digit.

4. Weekends and holidays.
The payment leaves on Friday afternoon and only shows up on Tuesday. Meanwhile, the month’s bills don’t wait.

5. The uncertainty.
Getting paid the wrong way can turn into a headache with paperwork, invoices and tax filing. A market guide stresses that you need to use an institution authorized by Brazil’s Central Bank.

The question: how do I choose the right infrastructure for me?

Payments infrastructure is the set of networks, institutions and technology that move money from one place to another. It determines how much you receive, how fast, and how securely.

Before choosing where to get paid, ask seven questions:

  1. Can I see how much I’ll receive before my client pays?

  2. Does my client pay the way they already pay any local supplier?

  3. How long until the money arrives in Brazilian reais?

  4. Does it work on weekends and holidays?

  5. Is the company operating behind it authorized?

  6. Can I receive in more than one currency?

  7. Does it grow with me as my volume increases?

If any answer is vague, the cost is probably hidden.

The validation: how Lexxen answers each question

Lexxen is a global payments platform for companies. The digital dollar sits behind the scenes, as the path that carries money from one country to another, and each end uses the payment method it already knows.

How it works for the person receiving:

  1. Your client pays the way they already do. They transfer to an account in your company’s name, by Wire or ACH in the United States, SEPA in Europe, Faster Payments in the United Kingdom, SPEI in Mexico or Bre-B in Colombia.

  2. The money crosses as digital dollars. No manual steps, and no dependence on banks’ business hours.

  3. You receive in the currency you prefer. You can keep the balance in your client’s currency or convert to Brazilian reais and receive by PIX.

And the seven questions:

  1. Visible cost: you see the exchange rate, the fee and the final amount on screen before confirming.

  2. No hassle for your client: they pay by local transfer, just like they would pay a supplier in their own country, with no wallet and no need to know crypto.

  3. Timing: on instant payment methods, the money arrives in minutes. PIX in Brazilian reais takes up to 30 minutes.

  4. Weekends: instant payment methods run 24 hours a day, including weekends and holidays.

  5. Security: Lexxen operates through partner institutions authorized by their regulators, with registration checks and anti-money laundering controls from account opening.

  6. Multiple currencies: conversion between six currencies, with international accounts in dollars, euros, pounds, Mexican pesos and Colombian pesos.

  7. Growth: pricing is per transaction and drops as monthly volume grows, and the API lets you integrate everything into your system whenever you need it.

To check before you decide, use the fee simulator on our website and see the final amount with all costs included: https://www.lexxen.com/exchange-rates

Get paid by your overseas client without the hassle

Tell us where your client pays from and how you want to receive. You get the price, timing and limits in writing before you start. Click the card below and talk to our team.

Taking your operation to another country?

Tell us where the money comes from and where it goes. We send back corridor, price and timing in writing.