Colombia
France
Germany
Italy
Netherlands
Portugal
SpainCollect and pay in pounds sterling (GBP), both directions.
Your company gets a named pound sterling (GBP) account in the United Kingdom, with your name on the statement. The British customer pays over Faster Payments as they pay any local supplier, and the amount settles at home in minutes. The other way round, the same payment method pays suppliers in pounds, without opening a company there.
United Kingdom
Brazil Brazil United KingdomSee the real exchange rate before you open an account.
The rate below is the commercial one, the same you can check on any market screen. A 1.5% processing fee applies to the amount that goes in (negotiable by volume), and that is all. There is no hidden spread baked into the rate, which is exactly where banks charge what never shows up on the invoice.
GBP- Commercial rate
- —
- Lexxen processing fee (1.5%, negotiable by volume)
- − 150.00 BRL
- Final amount
- —
Market rate, refreshed every 30 seconds. In a real operation the rate is locked on screen and only then you confirm: what you see is what gets executed. The 1.5% is the list fee: high volume has its own terms, agreed in contract.
Receiving from the UK through a traditional flow can eat into margin and delay reconciliation.
Brazilian companies billing British customers have to deal with international instructions, unclear spreads, variable timing and manual reconciliation between invoice, FX and local settlement.
Pounds come in through a local payment method. Reais go out through one too.
Lexxen assesses volume, recurrence, payer and documentation to design a GBP → BRL flow with stablecoin as operational infrastructure, not as an end product for the customer.
The operation, step by step.
- 01
Customer pays in GBP
The operation can use payment methods such as Faster Payments or BACS where applicable to the approved setup.
- 02
Lexxen coordinates conversion
Stablecoin works as the settlement layer to move value across currencies and jurisdictions, with quote and spread before confirmation.
- 03
Company receives in BRL
Settlement in Brazil via PIX follows onboarding, validations, limits and payment method availability.
It all runs on its own.
No ticket to open, no email to the desk, nobody processing anything on the other side. The money arrives through the local payment method, conversion runs automatically at the rate you locked on screen, and it leaves through the destination’s local payment method. The desk is there for high volume and for exceptions, not for the everyday.
Minutes, not business days.
This corridor uses the local payment method of each country: Faster Payments/BACS on one side, PIX on the other. Both settle in minutes and run 24 hours a day, weekends and either country’s holidays included. Nothing here waits for a banking window to open: the timing is set by the payment method, not by the bank’s opening hours.
An account abroad in your company’s name, without opening a company there.
The account is named: it carries your company’s name, or yours, and that is what money moves through. Whoever receives it sees your name on the statement, like any local transfer.
With your home-country document
Your company registration or your personal ID. No need to incorporate abroad, no local partner, no address in the country.
Named in both directions
The virtual account receives and sends in the holder’s name. Your supplier abroad is paid by you, not by an intermediary with a different name on the receipt.
Only if you need to be paid locally
A named account exists for those who need to receive as a local (a client who only pays by domestic transfer, for instance). To send only, you do not need one.
Individuals too
Someone living abroad without local documents yet can open a named account with their home document and get paid in their own name, skipping the paperwork of a foreign bank account.
Accounts are opened and held by partner institutions licensed by the regulators of each country. Lexxen is the technology layer that connects your operation to them.
What changes in your operation.
A familiar payment method for the payer
The British customer can follow a local flow where applicable, reducing billing friction.
Quote before you confirm
The company sees quote and spread before moving forward, with no promise of a locked price.
Operational follow-up
Specialists help align volume, recurrence, documents and purpose of the operation.
Foundation for recurrence
Frequent flows can evolve into a standardized routine or an integration, case by case.
The difference on every remittance.
| Traditional FX | With Lexxen | |
|---|---|---|
| Inflow | international transfer with intermediaries | GBP inflow through a local payment method where applicable |
| Payout | unpredictable timing and cost | BRL via PIX according to validations and payment method |
| FX | spread that is hard to audit | quote and spread before confirming |
| Operation | manual reconciliation per remittance | payer, invoice and campaign data preserved |
What that is worth by the end of the year.
Compare total cost, not the quoted rate alone. The difference shows up in the sum of spread, tax and fees.
| Traditional bank | With Lexxen | |
|---|---|---|
| Spread on the rate | 3% to 4%, baked into the quote | 0%: the rate is the commercial one |
| FX tax (IOF, Brazil) | 0.38% per transfer | Does not apply |
| Transfer and intermediary bank fees | R$100 to R$250 per operation, plus USD 15 to 40 along the way | None |
| Processing fee | Not applicable | 1.5%, negotiable by volume |
| Timing | 1 to 3 business days | Minutes, 24/7 |
With a 3.5% spread and 0.38% tax, the traditional path costs around R$38,800 a year before fixed fees. On the same volume, Lexxen’s 1.5% comes to R$15,000. That is roughly R$23,800 left in the company, and above R$30,000 once per-transfer and intermediary bank fees are counted.
Calculated on the assumptions above, for comparison. Your own number depends on the spread your bank charges today, your average ticket and how many transfers you make.
Built for those who move money across borders.
Brazilian companies with customers in the UK
Companies that issue invoices in GBP and need to convert revenue to BRL with a documented quote.
B2B service exporters
B2B service providers that want to reduce friction for the British payer by using a local payment method where applicable.
SaaS, agencies and digital businesses
Recurring operations that need to reconcile customer, contract, currency, quote and settlement in Brazil.
Countries 1 country
Does your company need to receive from the UK with less operational friction?
Send us the operation details and Lexxen will assess the best setup between GBP inflow, conversion and settlement in Brazil.
Either way you fill in the same form: it is how the desk arrives already knowing your corridor, volume and timing.