Solution · PoundCollect and pay in pounds, both directions.
Your company gets a named GBP account in the United Kingdom, with your name on the statement. The British customer pays over Faster Payments as they pay any local supplier, and the amount settles at home in minutes. The other way round, the same rail pays suppliers in pounds — without opening a company there.
United KingdomFaster Payments/BACS · GBP
BrazilPIX · BRL BrazilPIX · BRL United KingdomFaster Payments/BACS · GBPSee the real exchange rate before you open an account.
The rate below is the commercial one — the same you can check on any market screen. A 1.5% processing fee applies to the amount that goes in — negotiable by volume — and that is all. There is no hidden spread baked into the rate, which is exactly where banks charge what never shows up on the invoice.
- Commercial rate
- —
- Lexxen processing fee (1,5%, negotiable by volume)
- − 150.00 BRL
- Final amount
- —
Market rate, refreshed every 30 seconds. In a real operation the rate is locked on screen and only then you confirm — what you see is what gets executed. The 1.5% is the list fee: high volume has its own terms, agreed in contract.
Receiving from the UK through a traditional flow can eat into margin and delay reconciliation.
Brazilian companies billing British customers have to deal with international instructions, unclear spreads, variable timing and manual reconciliation between invoice, FX and local settlement.
Pounds come in over a local rail. Reais go out over a local rail.
Lexxen assesses volume, recurrence, payer and documentation to design a GBP → BRL flow with stablecoin as operational infrastructure, not as an end product for the customer.
The operation, step by step.
Customer pays in GBP
The operation can use rails such as Faster Payments or BACS where applicable to the approved setup.
Lexxen coordinates conversion
Stablecoin works as the infrastructure rail to move value across currencies and jurisdictions, with quote and spread before confirmation.
Company receives in BRL
Settlement in Brazil via PIX follows onboarding, validations, limits and rail availability.
It all runs on its own.
No ticket to open, no email to the desk, nobody processing anything on the other side. The money arrives through the local rail, conversion runs automatically at the rate you locked on screen, and it leaves through the local rail at the destination. The desk is there for high volume and for exceptions — not for the everyday.
Minutes, not business days.
This corridor uses the local rail at each end — Faster Payments/BACS on one side, PIX on the other. Both settle in minutes and run 24 hours a day, weekends and either country’s holidays included. Nothing here waits for a banking window to open: the timing is the rail’s, not the bank’s opening hours.
An account abroad in your company’s name — without opening a company there.
The account is named: it carries your company’s name, or yours, and that is what money moves through. Whoever receives it sees your name on the statement, like any local transfer.
With your home-country document
Your company registration or your personal ID. No need to incorporate abroad, no local partner, no address in the country.
Named in both directions
The virtual account receives and sends in the holder’s name. Your supplier abroad is paid by you, not by an intermediary with a different name on the receipt.
Only if you need to be paid locally
A named account exists for those who need to receive as a local — a client who only pays by domestic transfer, for instance. To send only, you do not need one.
Individuals too
Someone living abroad without local documents yet can open a named account with their home document and get paid in their own name, skipping the paperwork of a foreign bank account.
Accounts are opened and held by partner institutions licensed by the regulators of each country. Lexxen is the technology layer that connects your operation to them.
What changes in your operation.
The difference on every remittance.
| Traditional FX | With Lexxen | |
|---|---|---|
| Inflow | international transfer with intermediaries | GBP inflow over a local rail where applicable |
| Payout | unpredictable timing and cost | BRL via PIX according to validations and rail |
| FX | spread that is hard to audit | quote and spread before confirming |
| Operation | manual reconciliation per remittance | payer, invoice and campaign data preserved |
What that is worth by the end of the year.
Compare total cost, not the quoted rate alone. The difference shows up in the sum of spread, tax and fees.
| Traditional bank | With Lexxen | |
|---|---|---|
| Spread on the rate | 3% to 4%, baked into the quote | 0% — the rate is the commercial one |
| FX tax (IOF, Brazil) | 0.38% per transfer | Does not apply |
| Transfer and intermediary bank fees | R$100 to R$250 per operation, plus USD 15 to 40 along the way | None |
| Processing fee | — | 1.5%, negotiable by volume |
| Timing | 1 to 3 business days | Minutes, 24/7 |
With a 3.5% spread and 0.38% tax, the traditional path costs around R$38,800 a year before fixed fees. On the same volume, Lexxen’s 1.5% comes to R$15,000. That is roughly R$23,800 left in the company — and above R$30,000 once per-transfer and intermediary bank fees are counted.
Calculated on the assumptions above, for comparison. Your own number depends on the spread your bank charges today, your average ticket and how many transfers you make.
Built for those who move money across borders.
Brazilian companies with customers in the UK
Companies that issue invoices in GBP and need to convert revenue to BRL with a documented quote.
B2B service exporters
B2B service providers that want to reduce friction for the British payer by using a local rail where applicable.
SaaS, agencies and digital businesses
Recurring operations that need to reconcile customer, contract, currency, quote and settlement in Brazil.
Does your company need to receive from the UK with less operational friction?
Send us the operation details and Lexxen will assess the best setup between GBP inflow, conversion and settlement in Brazil.
Either way you fill in the same form: it is how the desk arrives already knowing your corridor, volume and timing.