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SpainCollect and pay in Argentine pesos (ARS), in minutes.
The corridor runs both ways, in Argentine pesos (ARS): you collect from your Argentine customer through the local instant transfer and settle at home, or you pay your supplier in Argentina. The rate is set by the desk and locked before you confirm. No named account on this corridor.
Argentina
Brazil Brazil ArgentinaArgentina is the corridor where traditional FX gets in the way the most.
Between currency controls, a rate that changes name depending on the day and banks that simply will not process, moving money between Brazil and Argentina became an operational problem before a financial one. Those invoicing there wait weeks; those paying suppliers there learn the real cost afterwards.
Local payment methods in both countries, rate on screen.
The operation runs both ways: you collect from your Argentine customer over the local instant transfer and settle at home, or you pay your supplier in Argentina from home. The rate is locked before you confirm. This corridor does not issue a named account: it moves the money, in minutes.
The operation, step by step.
- 01
Tell us the operation
Volume, direction and recurrence go into the assessment. The desk confirms the corridor and the rate of the day.
- 02
The local payment method of each country
Instant transfer in Argentina, PIX in Brazil. Neither depends on a correspondent bank.
- 03
Rate locked
You see the number before confirming. What you see is what gets executed.
- 04
Settlement in minutes
Both payment methods settle in minutes, 24/7, with no banking window along the way.
It all runs on its own.
No ticket to open, no email to the desk, nobody processing anything on the other side. The money arrives through the local payment method, conversion runs automatically at the rate you locked on screen, and it leaves through the destination’s local payment method. The desk is there for high volume and for exceptions, not for the everyday.
Minutes, not business days.
This corridor uses the local payment method of each country: Instant transfer (CBU/CVU) on one side, PIX on the other. Both settle in minutes and run 24 hours a day, weekends and either country’s holidays included. Nothing here waits for a banking window to open: the timing is set by the payment method, not by the bank’s opening hours.
Pay and get paid in minutes, through the local payment method.
This corridor runs both ways: you collect from your customer and pay your supplier through the country’s local payment method, with the rate locked on screen before you confirm. There is one difference from the euro, dollar, pound, Mexican peso and Colombian peso corridors: there is no named account here, so the receipt does not carry your company’s name.
Both directions
Collecting from a customer and paying a supplier use the same corridor. The direction changes; the payment method and the timing do not.
Minutes, not days
The country’s local payment method settles in minutes, 24/7, like the rest of the network. No banking window in the middle.
No account in your name
We do not issue a named account on this corridor. If your case requires the payer to see your company name on the destination account, the right corridor is euro, dollar, pound, Mexican peso or Colombian peso.
Not sure which corridor fits your case? Talk to the desk before opening an account.
What changes in your operation.
Both directions
Collecting from a customer and paying a supplier use the same corridor. The direction changes, the payment method does not.
Price upfront, not after
The commercial rate and the fee show on screen before you confirm, instead of surfacing at reconciliation.
No named account
This corridor does not issue an account in your company name. If your case requires that, the right corridor is euro, dollar, pound, Mexican peso or Colombian peso.
Predictable timing
Minutes, 24/7, including on a holiday in either country.
The difference on every remittance.
| Traditional FX | With Lexxen | |
|---|---|---|
| Timing | Weeks, when it goes through | Minutes, 24/7 |
| Rate | Depends on the day and the intermediary | Commercial on screen, locked before you confirm |
| Cost | Spread and fees known afterwards | Explicit 1.5% fee, negotiable by volume |
| Direction | Each direction is a different process at the bank | One corridor for collecting and for paying |
What that is worth by the end of the year.
Compare total cost, not the quoted rate alone. The difference shows up in the sum of spread, tax and fees.
| Traditional bank | With Lexxen | |
|---|---|---|
| Spread on the rate | 3% to 4%, baked into the quote | 0%: the rate is the commercial one |
| FX tax (IOF, Brazil) | 0.38% per transfer | Does not apply |
| Transfer and intermediary bank fees | R$100 to R$250 per operation, plus USD 15 to 40 along the way | None |
| Processing fee | Not applicable | 1.5%, negotiable by volume |
| Timing | 1 to 3 business days | Minutes, 24/7 |
With a 3.5% spread and 0.38% tax, the traditional path costs around R$38,800 a year before fixed fees. On the same volume, Lexxen’s 1.5% comes to R$15,000. That is roughly R$23,800 left in the company, and above R$30,000 once per-transfer and intermediary bank fees are counted.
Calculated on the assumptions above, for comparison. Your own number depends on the spread your bank charges today, your average ticket and how many transfers you make.
Built for those who move money across borders.
Companies with customers in Argentina
Those invoicing in pesos who need revenue at home without waiting weeks.
Importers and exporters in Mercosur
Those buying or selling in Mercosur who need predictable timing on every transfer.
Recurring operations between both countries
Monthly operations that need contract, FX and settlement reconciled in one place.
Countries 1 country
Does your company work with Argentina and is tired of waiting on the bank?
Tell us the volume, the direction and the recurrence. The desk designs the corridor and returns the rate and the timing in writing.
Either way you fill in the same form: it is how the desk arrives already knowing your corridor, volume and timing.