Latin America · Mexican peso (MXN)

Collect and pay in Mexico.

Q: Do I need a company in Mexico?

No. The operation uses your Brazilian company’s documents. No local entity, partner or address is required.

Q: How long does the money take to arrive?

Via SPEI, settlement takes usually under 5 min, 24/7. Timing follows the payment method, not banking hours.

Q: How much does it cost?

The rate shown is the commercial rate and the processing fee is shown separately, before you confirm. High volume gets its own terms, agreed by contract.

Q: Do I need to open a company in Mexico?

No. Nothing is set up there, and the Mexican account is still in your company's name: the payer sees that name on the destination account, like any local transfer, and money moves through the local payment method in both directions.

Q: Does my customer have to do anything differently?

No. They receive the details of a Mexican account in your company's name and pay over SPEI as they pay any local supplier.

Q: Can I pay suppliers in Mexico too?

Yes. The same corridor runs in reverse: it leaves over PIX in Brazil and lands over SPEI in the supplier’s account.

Q: What does it cost?

The rate shown is the commercial one and Lexxen’s processing fee is 1.5% on the amount that goes in. High volume has its own terms, agreed in contract.

Your company gets a MXN account in its own name. Your client in Mexico pays via SPEI, like paying any local supplier, and the money reaches PIX in minutes. In reverse, the same payment method pays suppliers in Mexico.

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Latin AmericaCollect and pay

Palacio de Bellas Artes, Mexico City

MXN · SPEI · < 5 min · 24/7

Photo: Daniel Case · CC BY-SA 3.0

Mexico in operating numbers

Settlement currency

MXN

Mexican Peso

Local method

SPEI

Settlement

< 5 min · 24/7

usually under 5 min, 24/7

Direction

Collect and pay

Named account

Yes

Yes, in your company’s name

How money moves with Mexico.

Banco de México’s electronic payment system. Instant and available 24/7, at any Mexican bank.

01
Your client pays in MXN
Via SPEI, from their own bank, like paying any local supplier. No international instructions.
02
Automatic conversion
The amount crosses as stablecoin at the rate you locked on screen. The fee is shown separately.
03
It lands in your account
In reais via PIX, or in any of the six currencies, to pay whoever you need.

What companies do with Mexico.

The Mexican customer pays over SPEI, the payment method they already use every day, with no international instructions and no intermediary bank. The amount converts at the rate you locked on screen and lands in your account at home. The same corridor runs in reverse to pay suppliers in Mexico. Your customer pays into a Mexican account in your company's name, and money moves both ways, in minutes.

Recurring revenue from Mexican customers

A monthly invoice in MXN that has to become reais the same day.

Paying a supplier in Mexico

Paying a supplier or partner in Mexico straight out of PIX, without setting up a company there.

Moving balance between both countries

Moving balance between the Mexican and the Brazilian operation without a correspondent bank.

	Traditional FX	With Lexxen
How the customer pays	International transfer, with instructions they do not master	SPEI, the payment method they already use every day
Timing	2 to 5 business days, no guarantee	Minutes, 24/7
Rate	Spread baked in, known afterwards	Commercial on screen, locked before you confirm
Hidden cost	Intermediary bank fees along the way	Explicit 1.5% fee, negotiable by volume
Direction	Each direction is a different process at the bank	One corridor for collecting and for paying

Questions about Mexico.

Do I need a company in Mexico?

No. The operation uses your Brazilian company’s documents. No local entity, partner or address is required.

How long does the money take to arrive?

Via SPEI, settlement takes usually under 5 min, 24/7. Timing follows the payment method, not banking hours.

How much does it cost?

The rate shown is the commercial rate and the processing fee is shown separately, before you confirm. High volume gets its own terms, agreed by contract.

Do I need to open a company in Mexico?

No. Nothing is set up there, and the Mexican account is still in your company's name: the payer sees that name on the destination account, like any local transfer, and money moves through the local payment method in both directions.

Does my customer have to do anything differently?

No. They receive the details of a Mexican account in your company's name and pay over SPEI as they pay any local supplier.

Can I pay suppliers in Mexico too?

Yes. The same corridor runs in reverse: it leaves over PIX in Brazil and lands over SPEI in the supplier’s account.

What does it cost?

The rate shown is the commercial one and Lexxen’s processing fee is 1.5% on the amount that goes in. High volume has its own terms, agreed in contract.