Colombia
France
Germany
Italy
Netherlands
Portugal
SpainReceive and pay in US dollars (USD) through US payment methods.
A US dollar (USD) account in your company's name in the United States: your customer pays by Wire, ACH or FedNow, just as they pay any local supplier, the funds land on PIX in minutes, and the reverse path pays suppliers in the US straight from Brazil.
United States
Brazil Brazil United StatesSee the real exchange rate before you open an account.
The rate below is the commercial one, the same you can check on any market screen. A 1.5% processing fee applies to the amount that goes in (negotiable by volume), and that is all. There is no hidden spread baked into the rate, which is exactly where banks charge what never shows up on the invoice.
USD- Commercial rate
- —
- Lexxen processing fee (1.5%, negotiable by volume)
- − 150.00 BRL
- Final amount
- —
Market rate, refreshed every 30 seconds. In a real operation the rate is locked on screen and only then you confirm: what you see is what gets executed. The 1.5% is the list fee: high volume has its own terms, agreed in contract.
Receiving dollars through a traditional bank usually costs time, margin and control.
International wires, bank fees, spread and manual reconciliation create friction for Brazilian companies selling to American customers.
Wire for the customer. PIX for your operation in Brazil.
Lexxen organizes the USD inflow, the conversion and the settlement in BRL with traceability and specialized support.
The operation, step by step.
- 01
Customer pays by wire
The American payer uses the local payment method defined for the operation.
- 02
Lexxen coordinates conversion
The stablecoin layer works as infrastructure to move value across currencies and jurisdictions.
- 03
Company receives in BRL
Settlement via PIX in Brazil follows the applicable validations and limits.
It all runs on its own.
No ticket to open, no email to the desk, nobody processing anything on the other side. The money arrives through the local payment method, conversion runs automatically at the rate you locked on screen, and it leaves through the destination’s local payment method. The desk is there for high volume and for exceptions, not for the everyday.
Minutes, not business days.
This corridor uses the local payment method of each country: Wire on one side, PIX on the other. Both settle in minutes and run 24 hours a day, weekends and either country’s holidays included. Nothing here waits for a banking window to open: the timing is set by the payment method, not by the bank’s opening hours.
An account abroad in your company’s name, without opening a company there.
The account is named: it carries your company’s name, or yours, and that is what money moves through. Whoever receives it sees your name on the statement, like any local transfer.
With your home-country document
Your company registration or your personal ID. No need to incorporate abroad, no local partner, no address in the country.
Named in both directions
The virtual account receives and sends in the holder’s name. Your supplier abroad is paid by you, not by an intermediary with a different name on the receipt.
Only if you need to be paid locally
A named account exists for those who need to receive as a local (a client who only pays by domestic transfer, for instance). To send only, you do not need one.
Individuals too
Someone living abroad without local documents yet can open a named account with their home document and get paid in their own name, skipping the paperwork of a foreign bank account.
Accounts are opened and held by partner institutions licensed by the regulators of each country. Lexxen is the technology layer that connects your operation to them.
What changes in your operation.
Assisted operation
Specialists help design the flow according to volume and recurrence.
Visible pricing
Quote and spread are shown before confirmation.
Less rework
Documentation, proofs and payer data are clearer for internal checks and reconciliation.
Foundation for API
Recurring flows can be automated with technical access.
The difference on every remittance.
| Traditional FX | With Lexxen | |
|---|---|---|
| Inflow | international wire with intermediaries | wire structured for the corridor |
| Payout | transfer with variable timing | BRL via PIX depending on the payment method |
| Cost | fees and spread that are hard to audit | quote and spread before confirming |
| Support | bank queue and little specialization | a specialist for B2B operations |
What that is worth by the end of the year.
Compare total cost, not the quoted rate alone. The difference shows up in the sum of spread, tax and fees.
| Traditional bank | With Lexxen | |
|---|---|---|
| Spread on the rate | 3% to 4%, baked into the quote | 0%: the rate is the commercial one |
| FX tax (IOF, Brazil) | 0.38% per transfer | Does not apply |
| Transfer and intermediary bank fees | R$100 to R$250 per operation, plus USD 15 to 40 along the way | None |
| Processing fee | Not applicable | 1.5%, negotiable by volume |
| Timing | 1 to 3 business days | Minutes, 24/7 |
With a 3.5% spread and 0.38% tax, the traditional path costs around R$38,800 a year before fixed fees. On the same volume, Lexxen’s 1.5% comes to R$15,000. That is roughly R$23,800 left in the company, and above R$30,000 once per-transfer and intermediary bank fees are counted.
Calculated on the assumptions above, for comparison. Your own number depends on the spread your bank charges today, your average ticket and how many transfers you make.
Built for those who move money across borders.
Brazilian companies with USD revenue
Companies that receive in dollars and need to convert to BRL with a documented quote before the operation.
B2B service providers
Teams that bill American customers under contracts or invoices and want to reduce operational friction.
Exporters and software houses
Digital businesses with international revenue that need to reconcile receipt, contract and local settlement.
Countries 1 country
Does your dollar revenue need to become cash in Brazil with less friction?
Talk to Lexxen to assess volume, frequency, documentation and the best USA → Brazil operational flow.
Either way you fill in the same form: it is how the desk arrives already knowing your corridor, volume and timing.