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North America · US dollar (USD)

Collect and pay in the United States.

Your company gets a USD account in its own name. Your client in the United States pays via Wire · ACH · FedNow, like paying any local supplier, and the money reaches PIX in minutes. In reverse, the same payment method pays suppliers in the United States.

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Lower Manhattan skyline, New York
North AmericaCollect and pay
Lower Manhattan skyline, New York
USD · Wire · ACH · FedNow · < 5 min
Photo: Superbass · CC BY-SA 4.0

United States in operating numbers

Settlement currency
USD
US Dollar
Local method
Wire · ACH · FedNow
Settlement
< 5 min
usually under 5 min
Direction
Collect and pay
Named account
Yes
Yes, in your company’s name

How money moves with the United States.

The three US payment methods: Wire for high value, ACH for recurring and FedNow, the Federal Reserve’s instant payment system.

  1. 01

    Your client pays in USD

    Via Wire · ACH · FedNow, from their own bank, like paying any local supplier. No international instructions.

  2. 02

    Automatic conversion

    The amount crosses as stablecoin at the rate you locked on screen. The fee is shown separately.

  3. 03

    It lands in your account

    In reais via PIX, or in any of the six currencies, to pay whoever you need.

What companies do with the United States.

Lexxen organizes the USD inflow, the conversion and the settlement in BRL with traceability and specialized support.

01

Billing American customers

The payer uses a wire, while your company follows the inflow, conversion and settlement setup in Brazil.

02

Collecting USD invoices

USD invoices are assessed for volume, documentation and timing before the operation is confirmed.

03

Reconciling international revenue

Receipts from American customers are linked to amounts, dates and proofs for financial checks.

Traditional FXWith Lexxen
Inflowinternational wire with intermediarieswire structured for the corridor
Payouttransfer with variable timingBRL via PIX depending on the payment method
Costfees and spread that are hard to auditquote and spread before confirming
Supportbank queue and little specializationa specialist for B2B operations

Questions about the United States.

Do I need a company in the United States?
No. The operation uses your Brazilian company’s documents. No local entity, partner or address is required.
How long does the money take to arrive?
Via Wire · ACH · FedNow, settlement takes usually under 5 min. Timing follows the payment method, not banking hours.
How much does it cost?
The rate shown is the commercial rate and the processing fee is shown separately, before you confirm. High volume gets its own terms, agreed by contract.
Does Lexxen replace my bank?
No. Lexxen acts as payment and conversion infrastructure for the company's international operation.
Is there a minimum volume?
The team assesses case by case. Volume and recurrence help define the best operational setup.
Is the timeframe guaranteed?
We make no absolute promises. Timing depends on onboarding, validations, limits and payment method availability.
Which US payment methods can be part of the flow?
Wire, ACH and FedNow can be assessed depending on the bank, availability, amount and urgency of the operation.

Want to operate with the United States?

Tell us the volume, direction and frequency. We send back corridor, price and timing in writing.

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