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Europe · Euro (EUR)

Collect and pay in Luxembourg.

Your company gets a EUR account in its own name. Your client in Luxembourg pays via SEPA, like paying any local supplier, and the money reaches PIX in minutes. In reverse, the same payment method pays suppliers in Luxembourg.

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Grund and Neumünster Abbey, Luxembourg City
EuropeCollect and pay
Grund and Neumünster Abbey, Luxembourg City
EUR · SEPA · < 5 min · 24/7
Photo: Diego Delso · CC BY-SA 4.0

Luxembourg in operating numbers

Settlement currency
EUR
Euro
Local method
SEPA
SEPA Instant · SEPA Credit
Settlement
< 5 min · 24/7
usually under 5 min, 24/7
Direction
Collect and pay
Named account
Yes
Yes, in your company’s name

In Luxembourg, payments run in euros, through the same EUR account that serves the whole SEPA zone.

How money moves with Luxembourg.

Europe’s euro transfer system. SEPA Instant settles in seconds, 24/7; SEPA Credit, the same business day.

  1. 01

    Your client pays in EUR

    Via SEPA, from their own bank, like paying any local supplier. No international instructions.

  2. 02

    Automatic conversion

    The amount crosses as stablecoin at the rate you locked on screen. The fee is shown separately.

  3. 03

    It lands in your account

    In reais via PIX, or in any of the six currencies, to pay whoever you need.

What companies do with Luxembourg.

The customer pays in EUR via SEPA. Lexxen coordinates conversion, operational compliance and settlement to your company in Brazil, using stablecoin as the settlement layer.

01

Recurring billing of European customers

European customers pay via SEPA, and your company tracks conversion and settlement in BRL through a defined flow.

02

B2B receivables in EUR

EUR invoices get a quote upfront, operation documentation and support to reduce financial rework.

03

Reconciling international sales in BRL

Billing, payer and settlement data stay organized for internal checks and accounting close.

Traditional FXWith Lexxen
Payerwire/SWIFT or complex instructionslocal payment via SEPA
Receiptvariable bank timingsettlement in BRL via PIX depending on the payment method
Visibilityunclear spread and feesquote and spread before confirming
Scalemanual process per remittancestandardized, integration-ready operation

Questions about Luxembourg.

Do I need a company in Luxembourg?
No. The operation uses your Brazilian company’s documents. No local entity, partner or address is required.
How long does the money take to arrive?
Via SEPA, settlement takes usually under 5 min, 24/7. Timing follows the payment method, not banking hours.
How much does it cost?
The rate shown is the commercial rate and the processing fee is shown separately, before you confirm. High volume gets its own terms, agreed by contract.
Does the European customer need to buy crypto?
No. The idea is that they pay through a local payment method. Stablecoin is used as Lexxen's operational infrastructure.
Is the receipt always instant?
We do not promise a fixed timeframe. Settlement depends on onboarding, validations, limits and payment method availability.
Does it work for recurring payments?
Yes, especially for companies with frequent B2B receivables from Europe.
Do I need to open an account in Europe?
Lexxen assesses the right setup for your company to receive in EUR via SEPA and settle in Brazil.

Other countries in Europe.

See Europe
France Germany Italy Netherlands Portugal Spain United Kingdom Andorra Austria Belgium Bulgaria Croatia Cyprus Czechia Denmark Estonia Finland Greece Hungary Iceland Ireland Latvia Liechtenstein Lithuania Malta Monaco Norway Poland Romania San Marino Slovakia Slovenia Sweden Switzerland

Want to operate with Luxembourg?

Tell us the volume, direction and frequency. We send back corridor, price and timing in writing.

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